This report provides details of the experiences of the 1995 Year 9 cohort of the Longitudinal Surveys of Australian Youth. Information on this cohort was first collected in 1995, when these young people were Year 9 students in Australian schools. The reference period for this report is 2003, when the modal age of respondents was 22 years. Information about the 1995 Year 9 LSAY cohort’s activities in previous years is available in earlier reports in this series: McKenzie (2002), Rothman (2002), Rothman and Hillman (2003) and Hillman (2003).