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The CRA Implications of Predatory Lending
Fordham Urban Law Journal (2002)

This article considers the Community Reinvestment Act's role in combating predatory lending. It provides an overview of the CRA, explains how CRA-covered lenders may enable predatory lending and explores the relationship between the CRA, federal subsidies and predatory lending. The article concludes that the CRA should be used to penalize lenders that engage in predatory lending and recommends that federal bank regulators use CRA to sanction behavior that could encourage further predatory lending.

  • CRA,
  • Community Reinvestment Act,
  • predatory lending,
  • subprime lending
Publication Date
April, 2002
Citation Information
"The CRA Implications of Predatory Lending" Fordham Urban Law Journal Vol. 29 Iss. 4 (2002) p. 1571 - 1605
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