In spite of the fact that pre-retirement planning has received increased attention from western gerontologists, it is still a recent research agenda of elderly research in Hong Kong. Our survey of 488 middle-aged Hong Kong residents found that the majority of the respondents were quite unprepared for their retirement. Among the 16 items of pre-retirement planning, only one item, i.e., persons to live with, was prepared slightly more than half of the respondents. Consequently, most respondents admitted that they were not well prepared for their retirement. Research findings also indicated that most respondents tended to concentrate on financial and health planning. The type and amount of pre-retirement planning were affected by respondents' socio-economic background, such as marital status, gender, income and educational levels.
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