Cynthia A. Williams, John M. Conley, Lodewijk Smeehuijzen and Deborah E. Rupp. "Can Soft Regulation revent Financial Crises? The Dutch Central Bank’s Supervision of Behavior and Culture" Cornell International Law Journal Vol. 51 (2019) p. 773
Available at: http://works.bepress.com/cynthia_williams/87/