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Contribution to Book
The Optimal Resolution of Intra-Policy UM/UIM Stacking
New Appleman on Insurance: Current Critical Issues in Insurance Law (2014)
  • Christopher J Robinette, Widener University Commonwealth Law School
  • Jessica Smeriglio
Abstract
This article presents the uncertainty and inefficiency across the jurisdictions in intra-policy UM/UIM stacking in personal line automobile insurance policies and recommends a specific solution. Part II provides a brief description of UM/UIM coverage and stacking in general, and Part III delves into the complex issues surrounding UM/UIM stacking today, breaking down the factors and arguments specific to intra-policy and inter-policy stacking. Part IV discusses five general approaches states have taken towards stacking, including three different case examples specific to intra-policy stacking. Part V includes our recommendations for handling intra-policy stacking, followed by the conclusion in Part VI.



Keywords
  • torts,
  • insurance,
  • stacking,
  • uninsured motorist,
  • underinsured motorist
Disciplines
Publication Date
Fall 2014
Publisher
LexisNexis
Citation Information
Christopher J Robinette and Jessica Smeriglio. "The Optimal Resolution of Intra-Policy UM/UIM Stacking" New Appleman on Insurance: Current Critical Issues in Insurance Law (2014)
Available at: http://works.bepress.com/christopher_robinette1/18/