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Article
Long-Term Disability Claims Rates and the Consumption-to-Wealth Ratio
Journal of Risk and Insurance (2009)
  • Bert J Smoluk, University of Southern Maine
Abstract
A framework for linking long-term disability (LTD) claims rates to the macroeconomy using the consumption-to-wealth ratio is developed from financial economic and option theories.
Keywords
  • Disability Claims,
  • Consumption-to-Wealth Ratio
Publication Date
March, 2009
Publisher Statement
http://journalofriskandinsurance.smeal.psu.edu/
Citation Information
Bert J Smoluk. "Long-Term Disability Claims Rates and the Consumption-to-Wealth Ratio" Journal of Risk and Insurance Vol. 76 Iss. 1 (2009)
Available at: http://works.bepress.com/bert_smoluk/2/