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Macroeconomic Influences on Social Security Disability Insurance Application Rates
Journal of Insurance Issues (2011)
  • Bert J Smoluk, University of Southern Maine
  • Dana Kerr, University of Southern Maine
It is generally accepted that Social Security Disability Insurance (DI) Program application rates are influenced by the macroeconomy. DI program data and previous research indicate that a disproportionate number of beneficiaries (past applicants) are less educated, with low skill employment histories. Consistent with our expectations, we find that aggregate DI application rates are inversely related to various durables consumption to wealth ratios and measures of wage inequality felt by less educated/low skilled workers.
  • Macroeconomics,
  • Social Security
Publication Date
Fall 2011
Publisher Statement
Citation Information
Bert J Smoluk and Dana Kerr. "Macroeconomic Influences on Social Security Disability Insurance Application Rates" Journal of Insurance Issues Vol. 34 Iss. 2 (2011)
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