We discuss some features of three-body decays of the D meson which are puzzling from the standpoint of the annihilation diagram. As a result, we (1) provide an upper bound on the lifetime ratio of D's, τ+D/τ0D < 2.5 +/- 3.4 and (2) argue that the puzzles are resolved, even if somewhat inelegantly, if final state interactions generate the annihilation diagram.