Most crop producers know that to achieve optimum yields it is important to plant early. Once the danger of a frost is past, the more days the crop has to grow and mature – the higher the yield. However, in some years cold weather or frequent rains may prevent tillage and planting from being completed as early as desired. When this happens some adjustments may be made to the amount of coverage provided by Multiple Peril Crop Insurance (MPCI) policies, such as Yield Protection (YP), Revenue Protection (RP) or Revenue Protection with Harvest Price Exclusion (RPHPE). A description of current insurance policies can be found in Managing Risk with Crop Insurance (FM1854/ AgDM File A1-48) (https://store.extension.iastate.edu/ Product/1844.pdf). These adjustments are subject to revision each year by the USDA Risk Management Agency (RMA) (www.rma.usda.gov) and crop insurance providers.