Meltwater runoff modeling from glacierized basins needs several input data, including total meltwater contributing area. This study utilizes optical remote sensing data to assess glacierized basins in the central Himalayas where snow and glaciers contribute substantially to the water resources. Result shows that there are four main water-bearing zones in the basin: (a) dry snow, (b) wet snow, (c) exposed glacial ice, and (d) debris-covered glacial ice, and it is possible to differentiate and map these zones and their spatio-temporal variations from satellite sensor data. These zones can then be incorporated in meltwater runoff modeling as separate entities because they behave differently and cannot be aggregated into a uniform body.