Unpublished Papers

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THE ECONOMICS AND REGULATION OF NETWORK BRANDED PREPAID CARDS, ExpressO (2013)

General-purpose reloadable prepaid cards have been one of the fastest-growing sectors of the consumer payments...

 

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Consumer Use and Government Regulation of Title Pledge Lending, ExpressO (2010)

Recent years have seen growth in the use of certain types of nontraditional lending products,...

 

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Credit Cards and Bankruptcy, ExpressO (2008)

From 1980 to 2005 consumer bankruptcy filings increased five-fold. Conventional wisdom holds that a primary...

 

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The Law and Economics of Subprime Lending, ExpressO (2008)

The collapse of the subprime mortgage market has led to calls for greater regulation to...

 

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Posner, Hayek, and The Economic Analysis of Law, ExpressO (2007)

This Essay examines Richard Posner’s critique of F.A. Hayek’s legal theory and contrasts the two...