Bankruptcy

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Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)
 

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Optimizing Consumer Credit Markets and Bankruptcy Policy, J. Theoretical Inquiries in Law (2006)
 

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Credit Cards, Consumer Credit & Bankruptcy, UT Law and Economics Research Papers (2006)
 

Intellectual Property

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Software Patents, Incumbents, and Entry, Texas Law Review (2007)
 

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Patents, Venture Capital, and Software Start-ups (with Tom Sager), Research Policy (2007)
 

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Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)
 

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Secured Credit and Software Financing, Cornell Law Review (1999)
 

Payment Systems

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Adopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Race, Federal Reserve Bank of Boston Public Policy Discussion Papers (2011)
 

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A Requiem for Sam's Bank, Chicago-Kent Law Review (2008)
 

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Optimizing Consumer Credit Markets and Bankruptcy Policy, J. Theoretical Inquiries in Law (2006)
 

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Credit Cards, Consumer Credit & Bankruptcy, UT Law and Economics Research Papers (2006)
 

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"Contracting" for Credit, Michigan Law Review (2006)
 

Consumer Finance

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Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)
 

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A Requiem for Sam's Bank, Chicago-Kent Law Review (2008)
 

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Just Until Payday (with James Hawkins), UCLA Law Review (2007)
 

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Optimizing Consumer Credit Markets and Bankruptcy Policy, J. Theoretical Inquiries in Law (2006)
 

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Credit Cards, Consumer Credit & Bankruptcy, UT Law and Economics Research Papers (2006)
 

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"Contracting" for Credit, Michigan Law Review (2006)
 

Secured Credit

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Secured Credit and Software Financing, Cornell Law Review (1999)
 

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Verification Institutions in Financing Transactions, Georgetown Law Journal (1999)
 

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The Role of Secured Credit in Small-Business Lending, Georgetown Law Journal (1997)
 

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Explaining the Pattern of Secured Credit, Harvard Law Review (1997)
 

Internet Policy

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Disputed Quality of Software Patents (with John R. Allison), Washington University Law Review (2007)
 

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Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)
 

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The Promise of Internet Intermediary Liability, William & Mary L. Rev. (2005)
 

Contract Theory

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"Contracting" for Credit, Michigan Law Review (2006)
 

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Contracts -- Only with Consent, University of Pennsylvania Law Review (2004)
 

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Verification Institutions in Financing Transactions, Georgetown Law Journal (1999)