My scholarship focuses on various topics related to electronic commerce. A dominant
focus for many years has been the shift from paper-based to electronic payment systems. I
also have spent a great deal of time in recent years studying software and in particular
the role of intellectual property in fostering investment in the software industry.

Bankruptcy

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Debt, Financial Distress, and Bankruptcy over the Life Course (with Allison L. Mann) (2011)

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Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)

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Making Sense of Nation-Level Bankruptcy Filing Rates (2008)

OpenURL

Patterns of Credit Card Use Among Low and Moderate Income Households, None (2008)

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Patterns of Credit Card Use Among Low and Moderate Income Households, None (2008)

Intellectual Property

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A New Look at Patent Quality: Relating Patent Prosecution to Validity (with Marian Underweiser) (2010)

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Software Patents, Incumbents, and Entry, Texas Law Review (2007)

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Patents, Venture Capital, and Software Start-ups (with Tom Sager), Research Policy (2007)

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Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)

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Do Patents Facilitate Financing in the Software Industry, Texas L. Rev. (2005)

Payment Systems

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Adopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Race, Federal Reserve Bank of Boston Public Policy Discussion Papers (2011)

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A Requiem for Sam's Bank, Chicago-Kent Law Review (2008)

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Making Sense of Nation-Level Bankruptcy Filing Rates (2008)

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Bankruptcy Reform and the "Sweat Box" of Credit Card Debt, Illinois Law Review (2007)

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Optimizing Consumer Credit Markets and Bankruptcy Policy, J. Theoretical Inquiries in Law (2006)

Consumer Finance

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Debt, Financial Distress, and Bankruptcy over the Life Course (with Allison L. Mann) (2011)

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Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)

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Secured Credit

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Information Technology and Non-Legal Sanctions in Financing Transactions, Vanderbilt Law Review (2001)

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Secured Credit and Software Financing, Cornell Law Review (1999)

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Verification Institutions in Financing Transactions, Georgetown Law Journal (1999)

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Strategy and Force in the Liquidation of Secured Debt, Michigan Law Review (1997)

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The Role of Secured Credit in Small-Business Lending, Georgetown Law Journal (1997)

Internet Policy

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Disputed Quality of Software Patents (with John R. Allison), Washington University Law Review (2007)

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Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)

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Making Sense of Payments Policy in the Information Age, Georgetown Law Journal (2005)

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The Promise of Internet Intermediary Liability, William & Mary L. Rev. (2005)

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Regulating Internet Payment Intermediaries, Texas L. Rev. (2004)

Contract Theory

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"Contracting" for Credit, Michigan Law Review (2006)

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Contracts -- Only with Consent, University of Pennsylvania Law Review (2004)

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Information Technology and Non-Legal Sanctions in Financing Transactions, Vanderbilt Law Review (2001)

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SelectedWorks of Ronald Mann

Ronald Mann

Columbia Law School

Bankruptcy

Debt, Financial Distress, and Bankruptcy over the Life Course (with Allison L. Mann) (2011)

Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)

Making Sense of Nation-Level Bankruptcy Filing Rates (2008)

Patterns of Credit Card Use Among Low and Moderate Income Households, None (2008)

Patterns of Credit Card Use Among Low and Moderate Income Households, None (2008)

Intellectual Property

A New Look at Patent Quality: Relating Patent Prosecution to Validity (with Marian Underweiser) (2010)

Software Patents, Incumbents, and Entry, Texas Law Review (2007)

Patents, Venture Capital, and Software Start-ups (with Tom Sager), Research Policy (2007)

Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)

Do Patents Facilitate Financing in the Software Industry, Texas L. Rev. (2005)

Payment Systems

Adopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Race, Federal Reserve Bank of Boston Public Policy Discussion Papers (2011)

A Requiem for Sam's Bank, Chicago-Kent Law Review (2008)

Making Sense of Nation-Level Bankruptcy Filing Rates (2008)

Bankruptcy Reform and the "Sweat Box" of Credit Card Debt, Illinois Law Review (2007)

Optimizing Consumer Credit Markets and Bankruptcy Policy, J. Theoretical Inquiries in Law (2006)

Consumer Finance

Debt, Financial Distress, and Bankruptcy over the Life Course (with Allison L. Mann) (2011)

Saving up for Bankruptcy (with Katherine M. Porter), Georgetown Law Journal (2010)

A Requiem for Sam's Bank, Chicago-Kent Law Review (2008)

Making Sense of Nation-Level Bankruptcy Filing Rates (2008)

Just Until Payday (with James Hawkins), UCLA Law Review (2007)

Secured Credit

Information Technology and Non-Legal Sanctions in Financing Transactions, Vanderbilt Law Review (2001)

Secured Credit and Software Financing, Cornell Law Review (1999)

Verification Institutions in Financing Transactions, Georgetown Law Journal (1999)

Strategy and Force in the Liquidation of Secured Debt, Michigan Law Review (1997)

The Role of Secured Credit in Small-Business Lending, Georgetown Law Journal (1997)

Internet Policy

Disputed Quality of Software Patents (with John R. Allison), Washington University Law Review (2007)

Commercializing Open Source Software: Do Property Rights Still Matter?, Harvard Journal of Law and Technology (2006)

Making Sense of Payments Policy in the Information Age, Georgetown Law Journal (2005)

The Promise of Internet Intermediary Liability, William & Mary L. Rev. (2005)

Regulating Internet Payment Intermediaries, Texas L. Rev. (2004)

Contract Theory

"Contracting" for Credit, Michigan Law Review (2006)

Contracts -- Only with Consent, University of Pennsylvania Law Review (2004)

Information Technology and Non-Legal Sanctions in Financing Transactions, Vanderbilt Law Review (2001)

Verification Institutions in Financing Transactions, Georgetown Law Journal (1999)