A Concurrent Mess and a Call for Clarity in First-Party Property Insurance Coverage Analysis

Mark M. Bell, Vanderbilt University

Abstract

The attached article is the first article to clearly and plainly describe the history and genesis of concurrent causation as well as the development of anti-concurrent policy exclusions. After describing this unique history, the article argues that it is time to re-analyze concurrent causation questions and advocates for a categorical analysis for addressing “concurrent causation” questions.