Electronic funds transfer point of sale in Australia
Gyoery, R and Seberry, J, Electronic funds transfer point of sale in Australia, Crypto 86, Springer Verlag, Lecture Notes in Computer Science, 263, 1987, 347-377.
The Australia wide eftpos systems was developed by the Australian Retail Banks to meet Australian conditions including a small population, which overwhehningly uses cash for transactions, a small number of banks capable of "exchange of value" settlements and enormous distances. This paper discusses the system that has evolved first involving only ATM's and banks, then extending to POS systems for retailers and non bank fmancial institutions.
Ralph Gyoery and Jennifer Seberry. "Electronic funds transfer point of sale in Australia" Faculty of Informatics - Papers (1987).
Available at: http://works.bepress.com/jseberry/327