Chronology

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The Federal Government’s Implied Guarantee of Fannie Mae and Freddie Mac’s Obligations: Uncle Sam Will Pick Up the Tab, 42 Ga. L. Rev. 1019 (2008)

This article provides the most comprehensive statutory analysis to date of the federal government’s implied...

 

Link

No Safety Net for Fannie and Freddie, Christian Sci. Monitor (2006)
 

Link

Supreme Power to Seize Land Goes Too Far, N.Y. Daily News (2006)
 

Link

Subprime Standardization: How Rating Agencies Allow Predatory Lending to Flourish in the Secondary Mortgage Market, 33 Fla. St. U. L. Rev. 985 (2006)

Predatory lending, the origination of loans with abusive terms to homeowners, is rampant in the...

 

Link

Hold the Line Against Diluting Anti-Predatory Lending Law (with Baher Azmy), N.J.L.J. (2004)
 

Link

Modeling a Response to Predatory Lending: The New Jersey Home Ownership Security Act of 2002 (with Baher Azmy), 35 Rutgers L.J. 645 (2004)

Professor Baher Azmy and Professor David Reiss document how predatory home lending practices have become...

 

Link

Lenders Threaten to Gut Protections (with Baher Azmy), Phil. Inq., Dec. (2003)
 

Link

Working Towards Recovery (with Mathew Kleiner), Gotham Gaz. (2002)
 

Link

Housing Abandonment and New York City’s Response, 22 N.Y.U. Rev. L. & Soc. Change 783 (1996)
 

How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

Link

Neighborhood Entrepreneurs Program in New York City, 5 J. Affordable Hous. & Cmty. Dev. L. 325 (1996)
 

Law and Economics

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Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

Legislation

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Three Principles for Federal Housing Policy, Probate & Property (2012)

Isolating first principles of housing policy helps identify what is intrinsic to that field. Once...

 

PDF

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

Banking and Finance

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Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

PDF

Learning from Financial History: An Academic Never Forgets (2011)

Those with short-term memories have been dominating our debate over the future of the Consumer...

 

PDF

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

Link

Abolish Fannie and Freddie, Aol News (2011)

When the Obama administration issues its report about the future of Fannie Mae and Freddie...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

New Jersey’s Model Response to Predatory Lending, ExpressO (2003)

As widespread media coverage has documented, predatory home lending practices have become rampant throughout the...

 

Secured Transactions

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Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

Property-Personal and Real

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Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

PDF

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

FOUNDATIONS OF FEDERAL HOUSING POLICY, COMMUNITY, HOME, AND IDENTITY (2011)

Federal housing policy is heavily funded and made up of a morass of programs. This...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

PDF

How We Got Where We Are: The Lessons of History, No More ‘Housing of Last Resort’ (1996)
 

Housing Law

PDF

Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

PDF

Three Principles for Federal Housing Policy, Probate & Property (2012)

Isolating first principles of housing policy helps identify what is intrinsic to that field. Once...

 

PDF

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

Link

Abolish Fannie and Freddie, Aol News (2011)

When the Obama administration issues its report about the future of Fannie Mae and Freddie...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

FOUNDATIONS OF FEDERAL HOUSING POLICY, COMMUNITY, HOME, AND IDENTITY (2011)

Federal housing policy is heavily funded and made up of a morass of programs. This...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

First Principles for an Effective Federal Housing Policy, Brooklyn Journal of International Law (2010)

Federal housing policy is heavily funded and made up of a morass of programs. This...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

PDF

How We Got Where We Are: The Lessons of History, No More ‘Housing of Last Resort’ (1996)
 

Consumer Protection Law

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Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

PDF

Learning from Financial History: An Academic Never Forgets (2011)

Those with short-term memories have been dominating our debate over the future of the Consumer...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

PDF

How We Got Where We Are: The Lessons of History, No More ‘Housing of Last Resort’ (1996)
 

Securities Law

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Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

Housing Finance

PDF

Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

PDF

Three Principles for Federal Housing Policy, Probate & Property (2012)

Isolating first principles of housing policy helps identify what is intrinsic to that field. Once...

 

PDF

Learning from Financial History: An Academic Never Forgets (2011)

Those with short-term memories have been dominating our debate over the future of the Consumer...

 

PDF

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege (2011)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

PDF

Fannie Mae and Freddie Mac: Implications for Credit Unions (2011)

This research brief provides an overview of the role of Fannie Mae and Freddie Mac...

 

Link

Abolish Fannie and Freddie, Aol News (2011)

When the Obama administration issues its report about the future of Fannie Mae and Freddie...

 

PDF

Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

FOUNDATIONS OF FEDERAL HOUSING POLICY, COMMUNITY, HOME, AND IDENTITY (2011)

Federal housing policy is heavily funded and made up of a morass of programs. This...

 

PDF

Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...

 

PDF

Fannie Mae and Freddie Mac: Creatures of Regulatory Privilege, FINANCIAL INSTITUTIONS AND MARKETS: CURRENT ISSUES IN FINANCIAL MARKETS (2010)

This book chapter addresses the appropriate role of Fannie Mae and Freddie Mac, the government-chartered,...

 

PDF

First Principles for an Effective Federal Housing Policy, Brooklyn Journal of International Law (2010)

Federal housing policy is heavily funded and made up of a morass of programs. This...

 

PDF

Landlords of Last Resort: Should the Government Subsidize the Mortgages of Privately-Owned, Small Multifamily Buildings?, Western New England Law Review (2010)

The absence of stable financing options has long caused difficulties for owners of small multifamily...

 

How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

PDF

How We Got Where We Are: The Lessons of History, No More ‘Housing of Last Resort’ (1996)
 

State and Local Government Law

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Book Review: The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps (2011)

John Godfrey Saxe’s 19th century poem, “The Blind Men and the Elephant,” opens with six...

 

PDF

Subprime Standardization: How Rating Agencies Allow Predatory Lending to Flourish in the Secondary Mortgage Market, ExpressO (2005)

Predatory lending, the origination of loans with abusive terms to homeowners, is rampant in the...

 

urban studies

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Reforming the Residential Mortgage-Backed Securities Market, Hamline Law Review (2012)

This essay is a lightly-edited version of a talk given at the “Federal Housing Finance...

 

No subject area

PDF

Fannie Mae and Freddie Mac: Privatizing Profit and Subsidizing Loss, Lessons from the Financial Crisis: Insights and Analysis from Today’s Leading Minds (2010)

This book chapter describes the role of Fannie Mae and Freddie Mac in the ongoing...

 

PDF

Rating Agencies: Facilitators of Predatory Lending in the Subprime Market, from the Financial Crisis: Insights and Analysis from Today’s Leading Minds (2010)

This book chapter explores how the three largest rating agencies, Standard & Poor’s, Moody’s Investor...

 

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Regulation of Subprime and Predatory Lending (forthcoming), The International Encyclopedia of Housing and Home (2010)
 

PDF

Coming Out of Conservatorship: Developing an Exit Strategy for Fannie and Freddie, Lombard Street (2009)

This brief article reviews the various policies that the Obama Administration can choose from as...

 

PDF

Rating Agencies and Reputational Risk, Maryland J. Bus. & Tech. L. (2009)

This essay is a lightly-edited version of a talk given at the University of Maryland...

 

PDF

The Role of the Fannie Mae/Freddie Mac Duopoly in the American Housing Market, Journal of Financial Regulation and Compliance (2009)
 

PDF

Hail, Paulson, Legal Times (2008)
 

Link

After Fannie and Freddie, 31 Nat'l L. J. 23 (2008)
 

Link

Time to Avert a Bailout, 29 Nat'l L. J. 27 (2007)