Articles

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Coming Out of Conservatorship: Developing an Exit Strategy for Fannie and Freddie, Lombard Street (2009)
This brief article reviews the various policies that the Obama Administration can choose from as...
 

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Hail, Paulson, Legal Times (2008)
 

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After Fannie and Freddie, 31 Nat'l L. J. 23 (2008)
 

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The Federal Government’s Implied Guarantee of Fannie Mae and Freddie Mac’s Obligations: Uncle Sam Will Pick Up the Tab, 42 Ga. L. Rev. 1019 (2008)

This article provides the most comprehensive statutory analysis to date of the federal government’s implied...

 

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Time to Avert a Bailout, 29 Nat'l L. J. 27 (2007)
 

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No Safety Net for Fannie and Freddie, Christian Sci. Monitor (2006)
 

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Supreme Power to Seize Land Goes Too Far, N.Y. Daily News (2006)
 

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Subprime Standardization: How Rating Agencies Allow Predatory Lending to Flourish in the Secondary Mortgage Market, 33 Fla. St. U. L. Rev. 985 (2006)
Predatory lending, the origination of loans with abusive terms to homeowners, is rampant in the...
 

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Hold the Line Against Diluting Anti-Predatory Lending Law (with Baher Azmy), N.J.L.J. (2004)
 

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Modeling a Response to Predatory Lending: The New Jersey Home Ownership Security Act of 2002 (with Baher Azmy), 35 Rutgers L.J. 645 (2004)
Professor Baher Azmy and Professor David Reiss document how predatory home lending practices have become...
 

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Lenders Threaten to Gut Protections (with Baher Azmy), Phil. Inq., Dec. (2003)
 

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Working Towards Recovery (with Mathew Kleiner ), Gotham Gaz. (2002)
 

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Housing Abandonment and New York City’s Response, 22 N.Y.U. Rev. L. & Soc. Change 783 (1996)
 

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Neighborhood Entrepreneurs Program in New York City, 5 J. Affordable Hous. & Cmty. Dev. L. 325 (1996)
 

Contributions to Books

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Fannie Mae and Freddie Mac: Privatizing Profit and Subsidizing Loss, Lessons from the Financial Crisis: Insights and Analysis from Today’s Leading Minds (2010)
This book chapter describes the role of Fannie Mae and Freddie Mac in the ongoing...
 

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Rating Agencies: Facilitators of Predatory Lending in the Subprime Market, from the Financial Crisis: Insights and Analysis from Today’s Leading Minds (2010)
This book chapter explores how the three largest rating agencies, Standard & Poor’s, Moody’s Investor...
 

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Regulation of Subprime and Predatory Lending (forthcoming), The International Encyclopedia of Housing and Home (2010)
 
How We Got Where We Are: The Lessons of History, NO MORE ‘HOUSING OF LAST RESORT’ – THE IMPORTANCE OF AFFORDABILITY AND RESIDENT PARTICIPATION IN IN REM HOUSING (1996)
 

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How We Got Where We Are: The Lessons of History, No More ‘Housing of Last Resort’ (1996)
 

Unpublished Papers

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Fannie Mae and Freddie Mac and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege, ExpressO (2009)

The federal government recently placed Fannie Mae and Freddie Mac, the government-chartered, privately owned mortgage...

 

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Rating Agencies and Reputational Risk, Brooklyn Law School, Legal Studies Paper (2009)
This essay is a lightly-edited version of a talk given at the University of Maryland...
 

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The Role of the Fannie Mae/Freddie Mac Duopoly in the American Housing Market, Journal of Financial Regulation and Compliance (2009)
 

Other

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Book Review: Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (2010)
This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING...