Book
Student Loans and the Dynamics of Debt
(2015)
Abstract
The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.
Keywords
- student loans,
- college debt,
- college costs,
- scholarships,
- college access,
- postsecondary access,
- loan repayment,
- loan defaults,
- postsecondary education,
- financial aid,
- higher education,
- universities,
- colleges
Disciplines
Publication Date
January 1, 2015
Publisher
W.E. Upjohn Institute for Employment Research.
ISBN
978-0-88099-485-9 (cloth) ; 978-0-88099-484-2 (pbk.)
Publisher Statement
- Introduction / Brad Hershbein and Kevin M. Hollenbeck
- The Evolution of Student Debt in the United States / Sandy Baum
- Measuring Student Debt and Its Performance / Donghoon Lee, Meta Brown, Andrew Haughwout, Joelle Scally, and Wilbert van der Klaauw
- The Distribution of College Graduate Debt, 1990-2008 : A Decomposition Approach / Brad Hershbein and Kevin M. Hollenbeck
- Understanding Changes in the Distribution of Student Loan Debt over Time / Beth Akers, Matthew M. Chingos, and Alice M. Henriques
- College Costs and Financial Constraints: Student Borrowing at For-Profit Institutions / Stephanie Riegg Cellini and Rajeev Darolia
- Private Student Loans and Bankruptcy: Did Four-Year Under Undergraduates Benefit from the Increased Collectability of Student Loans? / Xiaoling Ang and Dalié Jiménez
- Default and Repayment among Baccalaureate Degree Earners / Lance J. Lockner and Alexander Monge-Naranjo
- The Effects of Student Loans on Long-Term Household Financial Stability / Dora Gicheva and Jeffrey Thompson
- Making Sense of Loan Aversion: Evidence from Wisconsin / Sara Goldrick-Rab and Robert Kelchen
- Federal Student Loan Policy: Improving Loan Design, Repayment, and Consumer Protections / Lauren Asher, Debbie Cochrane, Pauline Abernathy, Diane Cheng, Joseph Mais, and Jessica Thompson
- Loans for Educational Opportunity: Making Borrowing Work for Today’s Students / Susan Dynarski and Daniel Kreisman
- Measuring the Benefits of Income-Based Repayment for Graduate and Professional Students / Jason Delisle, Alex Holt, and Kristin Blagg
Citation Information
Hershbein, Brad and Kevin M. Hollenbeck, eds. 2015. Student Loans and the Dynamics of Debt. Kalamazoo, MI: W.E. Upjohn Institute for Employment Research.