Copyright (c) 2010 All rights reserved. http://works.bepress.com/anna_everett Recent documents in Anna Everett en-us Sun, 03 Jan 2010 15:03:20 PST 3600 http://works.bepress.com/anna_everett/3 http://works.bepress.com/anna_everett/3 Wed, 02 Dec 2009 18:39:39 PST Extract: There are several approved external dispute resolution (EDR) schemes available to banking customers in Australia. The largest EDR scheme is the Banking and Financial Services Ombudsman (BFSO) Scheme. Anna Everett http://works.bepress.com/anna_everett/2 http://works.bepress.com/anna_everett/2 Wed, 02 Dec 2009 18:39:39 PST Extract: Technological advances in the financial services industry have significantly changed the consumer- banker relationship. Once, where consumers could be guaranteed face to face encounters with their bankers, today they are increasingly encouraged to use automatic teller machines (ATMs) and online services for day-to-day banking. The days when reliance was placed on the bank as a trusted institution which owed a duty of care to its customers (and in some circumstances a more onerous fiduciary duty) have largely been replaced with limited liability contracts and faceless institutions. Anna Everett http://works.bepress.com/anna_everett/1 http://works.bepress.com/anna_everett/1 Thu, 12 Feb 2009 15:15:11 PST The correct allocation of tax liability under a trust is determined by reference to the beneficiary's 'present entitlement' to the income of the trust. It is apparent that the equitable nature of the parties' interests, under a trust, has made the determination of tax liability difficult. In order to clarify the position, this article will outline the equitable principles referred to in case law. Anna Everett