Introduction to the 2013 Annual Survey of Consumer Financial Services Law (with Therese G. Franzen, Nicole Frush Munro, and John L. Ropiequet), 68 Business Lawyer 553 (2013)

Introduction to the 2012 Annual Survey of Consumer Financial Services Law (with Therese G. Franzen and John L. Ropiequet), 67 Business Lawyer 537 (2012)

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Case Note: Fraudulent Transfers and Attorney Obligations in Bankruptcy, 66 Consumer Finance Law Quarterly Report 56 (2012)

Emerging Commercial Law and UCC Issues for the next Farm and Business Credit Crisis (with Drew K. Theophilus, Brooke Schumm III, and Charles J. Sullivan), 17 Drake Agriculture Law Review 89-174 (2012)

(forthcoming) Book Review and Commentary, James Steven Rogers, The End of Negotiable Instruments, 66 Consumer Finance Law Quarterly Report (2012)

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The Dodd-Frank Act and the Future of State Commercial Transactions Law, 83 Oklahoma Bar Association Journal 915 (2012)

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Commentary: Treasury/HUD Report on Reforming America's Housing Finance Market, 65 Consumer Finance Law Quarterly Report 208 (2011)

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The 2010 Amendments to the Uniform Text of Article 9, 65 Consumer Finance Law Quarterly Report 138 (2011)

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Update on Deposit Account, Negotiable Instrument, and Payment System Issues and Developments (with Robert T. Luttrell III), 65 Consumer Finance Law Quarterly Report 76 (2011)

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Von Creel and the End of an Era, 36 Oklahoma City University Law Review 10-15 (2011)

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Common Certificate of Title Litigation and UCC Article 9 Issues, and the Impact of CT Laws (with Julie R. Caggiano), 65 Consumer Finance Law Quarterly Report 446 (2011)

Introduction to the 2011 Annual Survey of Consumer Financial Services Law (with Therese G. Franzen), 66 Business Lawyer 409 (2011)

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Professor Fred Schwartz Retires from Teaching, 35 Oklahoma City University Law Review 549-550 (2010)

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A Tribute to Norwood Beveridge, 35 Oklahoma City University Law Review 247-50 (2010)

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Aftermath of the SemGroup Case: Oklahoma Enacts the Oil and Gas Owners’ Lien Act of 2010 (with Frederick H. Miller), 81 Oklahoma Bar Journal 2818-2824 (2010)

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Commentary, The Perils of Public Finance, 64 Consumer Finance Law Quarterly Report 253 (2010)

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Current Issues in Negotiable Instruments Law, Deposit Accounts and Payment Transactions (with Robert T. Luttrell III), 64 Consumer Finance Law Quarterly Report 316-330 (2010)

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Current Status of the UCC (with Frederick H. Miller), 81 Oklahoma Bar Association Journal 1175-1182 (2010)

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Judy Morgan’s Career Spans the Modern History of OCU Law School, 35 Oklahoma City University Law Review 519-526 (2010)

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Overview and Update on Vehicle Secured Transactions, Certificates of Title, and related Issues (with David B. McCrea), 64 Consumer Finance Law Quarterly Report 342-367 (2010)

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Teaching Consumer Law, Part Five, 14 Consumer & Commercial Law 87-98 (2010)

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The Great Credit Contraction: Who, What, When, Where and Why, 26 Georgia State University Law Review 1209-1258 (2010)

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The Sharp Sword of Residential Property Disclosures, Somewhat Dulled (with Douglas G. Shelton), 81 Oklahoma Bar Journal 1886 (2010)

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Case Note: Predatory Mortgage Litigation Comes to Oklahoma--Debt Collection, Mortgage Law, and Foreclosure, 63 Consumer Finance Law Quarterly Report 290-295 (2009)

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The Fair Debt Collection Practices Act: A Tenth Circuit Primer (with Laurie A. Lucas), 80 Oklahoma Bar Journal 803-812 (2009)

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A Personal Tribute To Richard E. Coulson, 34 Oklahoma City University Law Review 11 (2009)

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Can a Buyer and Secured Party Rely on a Certificate of Title? (Part Two: The Tenth Circuit Opines on CTs in the Wilserv Case), 63 Consumer Finance Law Quarterly Report 98-113 (2009)

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Commentary: The Proposed Consumer Financial Protection Agency Act, 63 Consumer Finance Law Quarterly Report 140-145 (2009)

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Does a Vehicle Secured Party's Assignment or Change of Name or Entity Require a New Certificate of Title?, 63 Consumer Finance Law Quarterly Report 114-123 (2009)

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The Work of the Oklahoma Bar Uniform Laws Committee: Oklahoma Enacts UCC Article 3 and 4 and 4A Amendments (with Frederick H. Miller), 63 Consumer Finance Law Quarterly Report 29-31 (2009)

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Update on UCOTA: A Title Office Perspective? (with Frederick H. Miller), 63 Consumer Finance Law Quarterly Report 88-97 (2009)

Introduction to the 2009 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Donald C. Lampe), 64 Business Lawyer 465-70 (2009)

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Can a Buyer and Secured Party Rely on Certificate of Title? - Part IV: The Wilserv Case (with Frederick H. Miller), 79 Oklahoma Bar Journal 2205-2212 (2008)

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Case Note: Clark Contracting Services, Inc. v. Wells Fargo--Does An Assignee Of A CT Lien Entry Become Unperfected?, 62 Consumer Finance Law Quarterly 274-281 (2008)

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Consumer Standards Under The Fair Debt Collection Practices Act: A Case For Regulatory Expansion (with Laurie A. Lucas), 62 Consumer Finance Law Quarterly Report 232-247 (2008)

A Review of the 2005 Bankruptcy Code Amendments: Impact on Creditors' Operations (with Jon Ann Giblin), 62 Consumer Financial Law Quarterly Report __-__ (2008)

Introduction to the 2008 Annual Survey Consumer Financial Services Law (with Frederick H. Miller and Donald C. Lampe), 63 Business Lawyer 561-572 (2008)

Teaching Consumer Law - Part 4, 12 Journal of Consumer & Commercial Law 8-21 (2008)

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Did the Seventh Circuit make the "Wright" Decision in Resolving the BAPCPA "Hanging Paragraph"?, 61 Consumer Finance Law Quarterly Report 598-607 (2007)

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Impact of UCOTA on the Title Office, 61 Consumer Financial Law Quarterly Report 369-377 (2007)

Introduction to the 2007 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller et al.), 62 Business Lawyer 553-558 (2007)

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Legislative and Regulatory Developments Affecting Deposit Accounts and Payment Transactions, 61 Consumer Finance Law Quarterly Report 575-586 (2007)

Teaching Consumer Law - Part 3, 10 Journal of Consumer & Commercial Law 46-55 (2007)

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The Subprime Lending Crisis - the Perfect Storm?, 61 Consumer Finance Law Quarterly Report 626-634 (2007)

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Bank Accounts and Payment Transactions - The Law of Deposit Accounts under UCC Articles 3 and 4, 77 Oklahoma Bar Journal 2213-2219 (2006)

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Can a Buyer and Secured Party Rely on a Certificate of Title? - Part One, 60 Consumer Finance Law Quarterly Report 224-230 (2006)

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Can a Buyer and Secured Party Rely on a Certificate of Title? - Part Three: Tribal CTs, 77 Oklahoma Bar Journal 547-553 (2006)

Introduction to the 2006 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Jeffrey I. Langer), 61 Business Lawyer 797-798 (2006)

Price v. Neal Revisited: UCC and FRB Revisions Impact Bank Accounts and Transactions, 60 Consumer Finance Law Quarterly Report 309-315 (2006)

The 2005 Bankruptcy Reform Act (with Jon Ann Giblin, Stephen P. Strohschien, and Jeffrey E. Tate), 61 Business Lawyer 949-968 (2006)

The Federal Fair Debt Collection Practices Act: 2006 Review of Appellate Cases (with Laurie A. Lucas), 61 Business Lawyer 941-948 (2006)

The Uniform Certificate of Title Act: Myths and Realities, 39 Uniform Commercial Code Law Journal 3-23 (2006)

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Can a Buyer and Secured Party Rely on a Certificate of Title - Part Two, 76 Oklahoma Bar Journal 447-457 (2005)

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Chapman University Presents Consumer Law Symposium on Responsibility and Reform (with Kurt Eggert), 58 Consumer Finance Law Quarterly Report 214-220 (2005)

Consumer Bankruptcy Developments (with Jeffrey E. Tate and Ernest B. Williams), 60 Business Lawyer 823-842 (2005)

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Consumer Identification, Money Laundering Compliance, and Safeguarding of Customer Information Under the GLB Act, the USA PATRIOT Act, and OFAC Rules (with Jeffrey P. Taft), 58 Consumer Finance Law Quarterly Report 286-292 (2005)

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Introduction to Check Truncation, 58 Consumer Finance Law Quarterly Report 362-368 (2005)

Introduction to the 2005 Annual Survey of Consumer Financial Services Law: The Tension Between Federal Preemption and State Law Applicability Intensifies (with Frederick H. Miller and Jeffrey I. Langer), 60 Business Lawyer 611-617 (2005)

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Selected Issues and Developments in Consumer Bankruptcy, and the Impact of the 2005 Bankruptcy Code Amendments (with Jeffrey E. Tate and Gary D. Hammond), 59 Consumer Finance Law Quarterly Report 398-409 (2005)

The 2004 NCCUSL Annual Meeting Draft of the Proposed Uniform Certificate of Title Law, 37 Uniform Commercial Code Law Journal 83-105 (2005)

The Federal Fair Debt Collection Practices Act: 2004 Review of Appellate Decisions (with Laurie A. Lucas), 60 Business Lawyer 813-821 (2005)

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Basic Choices in the Law of Auto Finance: Contract Versus Regulation, 7 Chapman Law Review 107-134 (2004)

Consumer Bankruptcy Developments (with Ernest B. Williams IV), 59 Business Lawyer 1321-1334 (2004)

Introduction to the 2004 Annual Survey of Consumer Financial Services Law (with Lynne B. Barr et al.), 59 Business Lawyer 1121-1123 (2004)

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Selected Chapter 13 Case Developments (with Ernest B. Williams IV), 58 Consumer Finance Law Quarterly Report 106-111 (2004)

Teaching Consumer Law, Part Two, 7 Journal of Texas Consumer Law 2-21 (2004)

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Case Note: Judge Understands Indirect Auto Finance, Part Two, 57 Consumer Finance Law Quarterly Report 231-233 (2003)

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Case Note: Stopping Payment on Bank Checks, 57 Consumer Finance Law Quarterly Report 21, 74, 79, 82 (2003)

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Case Note: Supreme Court of South Carolina Rejects Tort of Negligent Enablement, 57 Consumer Finance Law Quarterly Report 96-99 (2003)

Case Note: Volvo v. McClellan - Can a Buyer and Secured Party Rely on a Certificate of Title?, 74 Oklahoma Bar Association Journal 2641-2648 (2003)

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New Federal Rules of Bankruptcy Procedure (with George J. Wallace et al.), 57 Consumer Finance Law Quarterly Report 68-72 (2003)

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Report on the Uniform Consumer Information Transactions Act (with Charles Cheatham et al.), 57 Consumer Finance Law Quarterly Report 37-44 (2003)

Selected Issues in the 2003 NCCUSL Annual Meeting: Draft of the Proposed Uniform Certificate of Title Act, 3 Uniform Commercial Code Law Journal 45-60 (2003)

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Some Surprising New (and Old) Perspectives on Check-Kiting, 57 Consumer Finance Law Quarterly Report 214-224 (2003)

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The Relationship Between Revised Uniform Commercial Code Article 9 and the Bankruptcy Code: Points of Intersection and Conflict, 28 Oklahoma City University Law Review 511-535 (2003)

2002 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 57 Business Lawyer 1323-1331 (2002)

Consumer Bankruptcy Developments (with Jon Ann Giblin), 57 Business Lawyer 1333-1355 (2002)

Introduction to the 2002 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Lynne B. Barr), 57 Business Lawyer 1157-1161 (2002)

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Observations of an Observer, 27 Oklahoma City University Law Review 631-640 (2002)

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Penn Square Bank - 20 Years Later, 27 Oklahoma City University Law Review 945-957 (2002)

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Selected Bankruptcy Cases of Note (with George J. Wallace et al.), 56 Consumer Finance Law Quarterly Report 342-347 (2002)

2001 Update on the Federal Debt Collection Practices Act (with Laurie A. Lucas), 56 Business Lawyer 1231-1244 (2001)

Consumer Bankruptcy Developments (with Richard E. Coulson), 56 Business Lawyer 1265-1285 (2001)

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Electronic Checks, 55 Consumer Finance Law Quarterly Report 283-289 (2001)

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Impact of Revised UCC Article 9 on Sales and Security Interests Involving Promissory Notes and Payment Intangibles, 55 Consumer Finance Law Quarterly Report 144-151 (2001)

Introduction to the 2001 Annual Survey of Consumer Financial Services Law (with Lynne B. Barr et al.), 56 Business Lawyer 1085-1088 (2001)

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Oil & Gas Financing Under Revised UCC Article 9, 33 Texas Tech Law Review 31-57 (2001)

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Privacy Issues Proliferate in the 21st Century, 55 Consumer Finance Law Quarterly Report 2, 22, 43, 76, 85, 98 (2001)

2000 Update on Federal Fair Act Debt Collection Practices Act (with Laurie A. Lucas), 55 Business Lawyer 1453-1466 (2000)

Agricultural Finance - Comparing the Current and Revised Article 9, 33 Uniform Commercial Code Law Journal 169-224 (2000)

Certificate of Title Lending Under Revised Article 9, 32 Uniform Commercial Code Law Journal 422-465 (2000)

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Commentary: Predatory Lending, 54 Consumer Finance Law Quarterly Report 138,146, 155, 168, 171 (2000)

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Commentary: The 21st Century, TILA Style, 54 Consumer Finance Law Quarterly Report 50, 78 (2000)

Current Issues & Recent Developments in Consumer Bankruptcies (with Jon Ann Giblin), 55 Business Lawyer 1467-1485 (2000)

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Introduction to Symposium on Revised UCC Article 9, 54 Consumer Finance Law Quarterly Report 140-146 (2000)

Introduction to the 2000 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Amy Bizar), 55 Business Lawyer 1255-1260 (2000)

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NCCUSL Articles 3, 4, and 4A Drafting Committee Highlights Current Payment System and Negotiable Instrument Issues, 54 Consumer Finance Law Quarterly Report 351-363 (2000)

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Revocation of Acceptance Under U.C.C. Section 2-608 as a Remedy in a Consumer Sales Transaction Involving Conflicting Oral Quality Representations and Standardized Quality Warranty Disclaimer Language (with Peter G. Dillon), 25 Oklahoma City University Law Review 269-292 (2000)

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UCC Article 4 and Regulation CC: Can They Ever Be Reconciled?, 54 Consumer Finance Law Quarterly Report 163, 202, 235, 236 (2000)

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UCC Article 4A, 25 Oklahoma City University Law Review 293-332 (2000)

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UCITA: Opportunity or Obstruction, 25 Oklahoma City University Law Review 333-350 (2000)

1999 Update on Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 54 Business Lawyer 1419-1431 (1999)

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A Roadmap to Certificate of Title Issues in Revised UCC Article 9, 53 Consumer Finance Law Quarterly Report 202-218 (1999)

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Case Note: Evans v. Harry Robinson Pontiac-Buick and UCC Choice of Law in Consumer Sales Transactions, 53 Consumer Finance Law Quarterly Report 198-201 (1999)

Consumer Bankruptcy Developments (with Richard E. Coulson), 54 Business Lawyer 1433-1452 (1999)

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Drafting Contracts Under Revised UCC Article 9, 53 Consumer Finance Law Quarterly Report 138, 146, 155, 163, 167, 180, 197, 220, 241, 242 (1999)

Introduction to the 1999 Annual Survey of Consumer Financial Law (with Frederick H. Miller and Amy Bizar), 54 Business Lawyer 1271-1274 (1999)

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Revocation of Acceptance Under U.C.C. Section 2-608 as a Remedy in a Consumer Sales Transaction Involving Conflicting Oral Quality Representations and Standardized Quality Warranty Disclaimer Language (with Peter G. Dillon), 53 Consumer Finance Law Quarterly Report 330-339 (1999)

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Selected Update - UCC Article 9 (with Frederick H. Miller), 53 Consumer Finance Law Quarterly Report 248, 314, 329, 339-341 (1999)

1998 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 53 Business Lawyer 1111-1119 (1998)

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A Case Study in Bankruptcy Abuse, 52 Consumer Finance Law Quarterly Report 197, 257, 164 (1998)

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Article 9 Filings: Russian Roulette - UCC Style (with William E. Carroll), 52 Consumer Finance Law Quarterly Report 338-348 (1998)

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Commentary: Revised Article 9 Should Be Enacted, 52 Consumer Finance Law Quarterly Report 134, 139, 175 (1998)

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Commentary: The Case for Consumer Litigation, 52 Consumer Finance Law Quarterly Report 260, 294, 334, 348, 352 (1998)

Consumer Bankruptcy Developments and the Report of the National Bankruptcy Review Commission (with Richard E. Coulson), 53 Business Lawyer 1121-1143 (1998)

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Consumer Credit 1997, 52 Consumer Finance Law Quarterly Report 104-113 (1998)

Introduction to the 1998 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Amy Bizar), 53 Business Lawyer 951-955 (1998)

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Overview of the Fair Debt Collection Practices Act After the 1996 Revisions - Time for Another Change?, 52 Consumer Finance Law Quarterly Report 31-37 (1998)

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Revised Article 9 Moves Closer to Completion, 52 Consumer Finance Law Quarterly Report 93-103 (1998)

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Subprime Lending Developments with Implications for Creditors and Consumers, 52 Consumer Finance Law Quarterly Report 238-248 (1998)

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The Supreme Court Finks on Purchase-Money Grace Periods, 52 Consumer Finance Law Quarterly Report 114-118 (1998)

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Twenty More Ways to Avoid Liability Under the Federal Fair Debt Collection Practices Act, 52 Consumer Finance Law Quarterly Report 71-77 (1998)

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UCC Article 9 Revisions Move Toward Summer 1998 Approval, 52 Consumer Finance Law Quarterly Report 219-237 (1998)

1996 Consumer Bankruptcy Developments (with Richard E. Coulson), 52 Business Lawyer 1173-1191 (1997)

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Banking and Finance 1997: An Overview of Chartering and Regulatory Developments, 51 Consumer Finance Law Quarterly Report 198, 222, 231, 246, 260, 283, 289-291 (1997)

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Case Developments in Consumer Bankruptcy Highlight Need for Statutory Reform (with Richard E. Coulson and Timothy D. Kline), 51 Consumer Finance Law Quarterly Report 261-280 (1997)

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Consumer Credit in Review, 51 Consumer Finance Law Quarterly Report 62-76 (1997)

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Impact of Revised UCC Articles 3 and 4 on Forgery and Alteration Scenarios, 51 Consumer Finance Law Quarterly Report 232-245 (1997)

Introduction to the 1997 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Dwight Golann), 52 Business Lawyer 1009-1014 (1997)

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Lead Paint Disclosure Requirements for Residential Real Estate, 51 Consumer Finance Law Quarterly Report 380-386 (1997)

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Status Report: The Conference Article 9 Subcommittee and the Uniform Law Revision Process, 51 Consumer Finance Law Quarterly Report 78-79, 83, 97, 107, 157, 195 (1997)

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Subprime Lending Issues Reflect Industry Turmoil and Progress, 51 Consumer Finance Law Quarterly Report 170-183 (1997)

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The Consumer Issues Agenda of the National Bankruptcy Review Commission, 51 Consumer Finance Law Quarterly Report 9-17 (1997)

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The March 1997 UCC Article 9 Drafting Committee Meeting: A Victory for Consumers?, 51 Consumer Finance Law Quarterly Report 184-194 (1997)

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The PEB Study Group Report and Revised Article 9 With Respect to Certificate of Title Issues, 51 Consumer Finance Law Quarterly Report 367-371 (1997)

Two Out of Three Ain't Bad: 1997 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 52 Business Lawyer 1163-1171 (1997)

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UCC Article 9 Drafting Committee Considers October 1996 Draft, 51 Consumer Finance Law Quarterly Report 54-61 (1997)

1995 Consumer Bankruptcy Developments (with Richard E. Coulson), 51 Business Lawyer 957-971 (1996)

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1996 Regulation Z Changes Implement Truth in Lending Amendments Act, 50 Consumer Finance Law Quarterly Report 470-474 (1996)

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A Flurry of Fair Debt Collection Developments, 50 Consumer Finance Law Quarterly Report 202-207 (1996)

Alternative Chartering and Operating Strategies for Consumer Financial Services Providers (Chapter 1), in Alvin C. Harrell ed., Chartering Alternatives and Operating Strategies for Consumer Financial Services Providers 1-1 to 1-20, Conference on Consumer Finance Law (1996)

An Unholy Trilogy: Unresolved Issues Under the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 51 Business Lawyer 949-956 (1996)

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Article 9 Drafting Committee Considers Consumer Issues Subcommittee Report, 50 Consumer Finance Law Quarterly Report 189-196 (1996)

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Commentary: Consumer Credit in the 1990s, Part Two - The Coming Bankruptcy Explosion and Its Implications for State Law, 50 Consumer Finance Law Quarterly Report 2, 16, 21, 89 (1996)

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Commentary: Should the Statutory Penalty at UCC Section 9-507(1) be Combined With Prevailing Party Attorney Fees?, 50 Consumer Finance Law Quarterly Report 343-345 (1996)

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Commentary: The 1996 Banking Law Institute - Quiet Before the Storm?, 50 Consumer Finance Law Quarterly Report 112, 122, 132, 144, 160, 165, 182, 188, 201 (1996)

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Commentary: The Article 9 Revisions - What Should be Done?, 50 Consumer Finance Law Quarterly Report 220, 237, 258, 271 (1996)

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Commentary: The Need for Consumer Bankruptcy Reform, 50 Consumer Finance Law Quarterly Report 197-201 (1996)

Financial Institutions and Commercial Law, 67 Oklahoma Bar Journal 1645-1646 (1996)

Introduction to the 1996 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Dwight Golann), 51 Business Lawyer 825-830 (1996)

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Payment System Issues - UCC Article 4A: Regulations J, S, and D, 50 Consumer Finance Law Quarterly Report 49-59 (1996)

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The Economic Growth and Regulatory Paperwork Reduction Act of 1996: Provisions Impacting Consumer Financial Services, 50 Consumer Finance Law Quarterly Report 145-151 (1996)

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Twenty Ways to Avoid Liability Under the Federal Fair Debt Collection Practices Act, 50 Consumer Finance Law Quarterly Report 109, 110, 85 (1996)

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UCC Article 9 Drafting Committee March 1996 Meeting Considers Consumer-Related Collateral, 50 Consumer Finance Law Quarterly Report 95-108 (1996)

1994 Consumer Bankruptcy Developments - The Bankruptcy Reform Act of 1994 (with Robin E. Phelan et al.), 50 Business Lawyer 1193-1206 (1995)

1995 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 50 Business Lawyer 1185-1191 (1995)

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Commentary: 1995 Banking Law Institute Confronts Challenge to the Industry, 49 Consumer Financial Law Quarterly Report 238, 287 (1995)

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Commentary: Consumer Credit in the 1990s, Part One - The Increasing Importance of State Law, 49 Consumer Financial Law Quarterly Report 326, 375, 377, 383 (1995)

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Commentary: Federal Credit Allocation and the Private Credit System, 49 Consumer Financial Law Quarterly Report 154, 202, 224, 235 (1995)

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Commentary: The Rise of Bank Substitutes and Why It Will Continue, 49 Consumer Financial Law Quarterly Report 12, 16, 28, 103, 123 (1995)

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Disclosure of "Acquisition Fees" in Assignments of Consumer Chattel Paper, 49 Consumer Financial Law Quarterly Report 145-151 (1995)

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Equal Credit Opportunity in the 1990s: Implications for Creditors' Institutions, 49 Consumer Financial Law Quarterly Report 83-89 (1995)

Introduction to the 1995 Annual Survey of Consumer Financial Services Law (with Dwight Golann et al.), 50 Business Lawyer 1019-1021 (1995)

Oklahoma Report on Revised Uniform Commercial Code Article 8 and Related Article 9 Amendments (with Norwood P. Beveridge et al.), 66 Oklahoma Bar Journal 1011-1015 (1995)

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Recent Bankruptcy Cases Protect Contract Interest Rates, 49 Consumer Financial Law Quarterly Report 422-424 (1995)

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Recent Cases Reflect Continuing Risks to Secured Lenders From Bankruptcy Preference Rules, 49 Consumer Financial Law Quarterly Report 424-427 (1995)

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RICO Allegations in Consumer Secured Transaction Cases, 49 Consumer Financial Law Quarterly Report 427-428 (1995)

U.S. Supreme Court Applies the Fair Debt Collection Practices Act to Litigation (with Margaret M. Clarke), 66 Oklahoma Bar Journal 2297-2298 (1995)

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UCC Article 9 Revisions Confront Issues Affecting Consumer Collateral, 49 Consumer Financial Law Quarterly Report 256-269 (1995)

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Understanding the FDCPA: A Comprehensive Analysis of Recent Case Law (with Laurie A. Lucas), 49 Consumer Financial Law Quarterly Report 301-309 (1995)

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Updated 1995 Annual Meeting Draft Considered by UCC Article 9 Drafting Committee, 49 Consumer Financial Law Quarterly Report 411-419 (1995)

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1994 Bankruptcy Reform Act Fails to Resolve Split Over Purchase Money Grace Period, 48 Consumer Financial Law Quarterly Report 481-482 (1994)

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1994 Meetings Refine Proposed Article 9 Revisions, 48 Consumer Financial Law Quarterly Report 326-337 (1994)

1994 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 49 Business Lawyer 1385-1394 (1994)

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Commentary: State-Chartered Financial Institutions in the 1990s - A New Perspective, 48 Consumer Financial Law Quarterly Report 2, 11, 37, 44, 53, 63, 67, 72, 93, 96 (1994)

Consumer Bankruptcy Developments (with Richard E. Coulson), 49 Business Lawyer 1395-1406 (1994)

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Forced Placed Insurance Hits the Spotlight, 48 Consumer Financial Law Quarterly Report 513-514 (1994)

Introduction to the 1994 Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Robert P. Chamness), 49 Business Lawyer 1291-1298 (1994)

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Regulation B Amendments Detail Applicant Access to Real Estate Appraisals, 48 Consumer Financial Law Quarterly Report 343-345 (1994)

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Report of the ABA UCC Committee Task Force on Oil and Gas Finance (with Owen L. Anderson), 25 Texas Tech Law Review 805-832 (1994)

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Sales of Collateral "Out of Trust:" Recent Cases Define Creditors' Rights, 48 Consumer Financial Law Quarterly Report 233-236 (1994)

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Security Interests in CDS: Some Recent Developments and Proposals, 48 Consumer Financial Law Quarterly Report 338-342 (1994)

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UCC Section 9-403(2) and the Continuing Saga of Continuation Statements (with William E. Carroll), 48 Consumer Financial Law Quarterly Report 88-93 (1994)

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Update on Consumer Issues in the UCC Article 9 Revision Project, 48 Consumer Financial Law Quarterly Report 68-71 (1994)

1993 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 48 Business Lawyer 1159-1170 (1993)

American Bar Association Oil and Gas Task Force Recommending UCC Article 9 Revisions (with Owen L. Anderson), 64 Oklahoma Bar Journal 2135-2137 (1993)

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Commentary: It's the Banking Legislation, Stupid!, 47 Consumer Finance Law Quarterly Report 81, 113, 118, 122, 137, 172, 180, 199 (1993)

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Commentary: Ten Banking Trends in the 1990s - A Sea Change for America, 47 Consumer Finance Law Quarterly Report 336, 351, 363, 365, 390 (1993)

Consumer Bankruptcy Developments (with Richard E. Coulson), 48 Business Lawyer 1171-1183 (1993)

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Deposit Insurance Issues and Their Implications for the Structure of the American Financial System, 18 Oklahoma City University Law Review 179-266 (1993)

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Disclosures to Depositors: The Truth in Savings Act and Regulation DD (with Stephen K. Huber), 47 Consumer Finance Law Quarterly Report 181-199 (1993)

Introduction to the Annual Survey of Consumer Financial Services Law (with Frederick H. Miller and Robert P. Chamness), 48 Business Lawyer 1041-1052 (1993)

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Introduction to the Symposium on Consumer Financial Services Law in the 1990s (with Robert P. Chamness et al.), 9 Georgia State University Law Review 737-746 (1993)

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New Regulations Impact Bank Operations, 47 Consumer Finance Law Quarterly Report 209, 252, 256, 258, 322-323 (1993)

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Revising Article 9: Selected Comments on the UCC PEB Study Group Article 9 Report, 47 Consumer Finance Law Quarterly Report 385-390 (1993)

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The New UCC Articles 3 and 4: Impact on Banking Operations (with Frederick H. Miller), 47 Consumer Finance Law Quarterly Report 283-308 (1993)

1992 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 47 Business Lawyer 1309-1317 (1992)

Americans With Disabilities Act Title III - Public Accommodations, 63 Oklahoma Bar Journal 1040-1041 (1992)

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Bankruptcy Code Preempts State Law Grace Period, 46 Consumer Finance Law Quarterly Report 60, 69, 75, 92 (1992)

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Here Comes "Truth in Savings", 46 Consumer Finance Law Quarterly Report 96, 106, 129, 149, 155, 164, 172, 174 (1992)

Introduction to the 1992 Annual Survey of Consumer Financial Services Law (with Robert P. Chamness), 47 Business Lawyer 1213-1219 (1992)

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Strong Banks, Week Economy, 46 Consumer Finance Law Quarterly Report 49, 80, 91, 93-94 (1992)

Ten Important Trends and Developments in Commercial and Consumer Law (with Peter G. Pierce III), 63 Oklahoma Bar Journal 1555-1566 (1992)

Unsecured Home Mortgage Cram downs in Chapter 13 Cases, vol. 5, Issue 5 NACTT Quarterly 18-24 (1992)

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When Is Assignment of an Income Tax Refund a Consumer Loan?, 46 Consumer Finance Law Quarterly Report 176, 178, 194, 213, 219, 229, 232, 236, 241 (1992)

1991 Update on the Federal Fair Debt Collection Practices Act (with Laurie A. Lucas), 46 Business Lawyer 1123-1133 (1991)

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Commentary: Overhauling the Financial System, 45 Consumer Finance Law Quarterly Report 113, 147, 180, 192, 208, 212, 222 (1991)

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Financial Disintermediation in the 1990s, 45 Consumer Finance Law Quarterly Report 352, 391, 397-398 (1991)

Introduction to the 1991 Annual Survey of Consumer Financial Services Law (with Robert P. Chamness and Alan S. Kaplinsky), 46 Business Lawyer 1053-1061 (1991)

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Oil and Gas Security Interests in the 1990s: A Need for Consistency and Uniformity, 44 Oklahoma Law Review 71-98 (1991)

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Recent Developments, 45 Consumer Finance Law Quarterly Report 232, 248, 274, 297, 326 (1991)

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Texas Kenworth Co. v. First National Bank: The Wrong Side of Coin-O-Matic (with William E. Carroll), 16 Oklahoma City University Law Review 81-138 (1991)

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The Wrath of Khan[gress], 45 Consumer Finance Law Quarterly Report 2, 19, 51, 62, 65, 75, 85 (1991)

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Update on U.C.C. - Other Law Conflicts (with Frederick H. Miller and William J. Woodward Jr.), 45 Consumer Finance Law Quarterly Report 335-347 (1991)

Banking on Oklahoma: From Penn Square on FIRREA and Beyond, 61 Oklahoma Bar Journal 3389-3399 (1990)

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Commentary: Are Lenders on Strike?, 44 Consumer Financial Law Quarterly Report 148, 190, 199, 202 (1990)

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Commentary: Housing Problems in America, 44 Consumer Finance Law Quarterly Report 223, 232-233 (1990)

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Commentary: Reflections on FIRREA, 44 Consumer Finance Law Quarterly Report 73, 114, 143, 147 (1990)

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Drug Forfeiture Statute Poses Risks for Secured Lenders, 44 Consumer Finance Law Quarterly Report 304-305 (1990)

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FIRREA: What Would George Bailey Think?, 44 Consumer Finance Law Quarterly Report 212, 215-222 (1990)

Introduction to Part II of the Annual Survey of Consumer Financial Services Law (with Alan S. Kaplinsky), 46 Business Lawyer 321-324 (1990)

Introduction to the 1990 Annual Survey of Consumer Financial Services Law: A Look Back and a Look Forward (with Alan S. Kaplinsky and John L. Culhane Jr.), 45 Business Lawyer 1751-1760 (1990)

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One State's Answer to the UCC Article 9 Trade Name Issue and a Glimpse at the Non-Uniform Amendment Process (with William E. Woodward Jr.), 95 Commercial Law Journal 338-344 (1990)

Security Interests in Deposit Accounts: A Unique Relationship Between the UCC and Other Law, 23 Uniform Commercial Code Law Journal 153-184 (1990)

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The Care and Feeding of Continuation Statements - When Are They Needed and When Are They Effective?, 44 Consumer Finance Law Quarterly Report 144-147 (1990)

The Impact of FIRREA on Consumer Financial Services, 45 Business Lawyer 1939-1955 (1990)

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Treatment of Unsecured Claims in Bankruptcy: An Emerging Disaster for Housing Finance, 44 Consumer Finance Law Quarterly Report 270-271 (1990)

Update on the Fair Debt Collection Practices Act (with Laurie A. Lucas), 45 Business Lawyer 2001-2019 (1990)

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Anatomy of a Failed Statutory Provision: U.C.C. Section 9-306(4)(d)(ii) (with Peter G. Dillon), 43 Consumer Finance Law Quarterly Report 198-222 (1989)

Attorneys and the Fair Debt Collection Practices Act (with Laurie A. Lucas), 60 Oklahoma Bar Journal 2597-2603 (1989)

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Book Review: Roy R. Anderson, Damages Under the Uniform Commercial Code (1988), 43 Consumer Finance Law Quarterly Report 194-198 (1989)

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Financers as Fiduciaries: An Examination of Recent Trends in Lender Liability (with Peter G. Pierce III), 42 Oklahoma Law Review 79-100 (1989)

Lonely and Misunderstood: The Saga of U.C.C. Section 9-306(4)(d)(ii) (with Peter G. Dillon), 60 Oklahoma Bar Journal 1343-1350 (1989)

Sales-Related Conflicts Between Articles 2 and 9, 22 Uniform Commercial Code Law Journal 134-176 (1989)

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A Perspective on the Financial System, 42 Consumer Finance Law Quarterly Report 119-124 (1988)

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Book Review: Norman Strunk & Fred Case, Where Deregulation Went Wrong (1988), 42 Consumer Finance Law Quarterly Report 216-220 (1988)

Fundamental Legal Considerations Respecting Accommodation Parties, Guarantors and Sureties (with Joseph J. Norton), 25 Bulletin of Business Law Section [Texas Bar Association] 1-19 (1988)

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Oil and Gas Financing Under Uniform Commercial Code Article 9 (with Joseph R. Dancy), 41 Oklahoma Law Review 53-101 (1988)

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Reperfection of Security Interests and the Impact of Bankruptcy (with William E. Carroll), 42 Consumer Financial Law Quarterly Report 169-173 (1988)

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The Modern World of Conflicts for Article Nine Security Interests, Part I: Multistate Choice of Law Analysis and the Impact of the 1972 Uniform Revisions, 42 Consumer Finance Law Quarterly Report 156-168 (1988)

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The Modern World of Conflicts for Article Nine Security Interests, Part II: The Relationship Between State and Federal Law (with Frank P. McEachem), 42 Consumer Finance Law Quarterly Report 193-214 (1988)

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Creditor Lien Rights in Oklahoma and the Impact of Bankruptcy (with Joseph R. Dancy), 10 Oklahoma City University Law Review 455-542 (1986)

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The Bank-Customer Relationship: Evolution of a Modern Form?, 11 Oklahoma City University Law Review 641-682 (1986)

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Security Interest v. Non-Code Interest: An Analysis of the Ramifications of Utica National Bank & Trust v. Associated Producers, 6 Oklahoma City University Law Review 519-545 (1981)

(forthcoming) 2012 Supplement to Alvin C. Harrell, 4A, 4B & 4C Vernon's Oklahoma Forms 2D (2012)

(forthcoming) Supplement to 13 West's Legal Forms, Negotiable Instruments (2012)

(forthcoming) Supplement to 15 West's Legal Forms, Documents of Title (2012)

(forthcoming) Truth in Lending (2012)

(forthcoming) Consumer Law: Cases & Materials (with Frederick H. Miller and Daniel J. Morgan) (2011)

Truth In Lending (2010)

The ABCs of the UCC (with Frederick H. Miller) (2006)

2005 Pocket Part to Frederick H. Miller & Alvin C. Harrell, The Law of Modern Payment Systems and Notes (with Frederick H. Miller) (2003)

2007 Supplement to Frederick H. Miller & Alvin C. Harrell, The Law of Modern Payment Systems & Notes (2003)

2008 Pocket Part to Frederick H. Miller & Alvin C. Harrell, 4C Vernon's Oklahoma Forms 2d, [Commercial and Consumer Forms] (with Frederick H. Miller) (2003)

The ABCs of the UCC - Related Insolvency Law (with Frederick H. Miller) (2003)

The Law of Modern Payment Systems and Notes (student edition) (with Frederick H. Miller) (2003)

Law of Modern Payment Systems and Notes (Petitioner's Edition) (with Frederick H. Miller) (2002)

The ABCs of the UCC and Related Insolvency Law (with Frederick H. Miller) (2002)

The Law of Personal Property Secured Transactions Under the Uniform Commercial Code and Related Laws (with Frederick H. Miller) (2001)

2004 Supplement to Ralph J. Rohner & Frederick H. Miller, Truth in Lending (2000)

2005 Supplement to Ralph J. Rohner & Frederick H. Miller, Truth in Lending (2000)

2006 Supplement to Ralph J. Rohner & Frederick H. Miller, Truth in Lending (2000)

2007 Supplement to Ralph J. Rohner & Frederick H. Miller, Truth in Lending, ed. (2000)

Ralph J. Rohner & Frederick H. Miller, Truth in Lending (2000)

Truth in Lending (2000)

2000 Supplements to Alvin C Harrell & Frederick H. Miller, 4A, 4B, 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2001 Supplements to Alvin C. Harrell & Frederick H. Miller, 4A, 4B, 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2002 Pocket Part to Frederick H. Miller & Alvin C. Harrell, 4A Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2002 Pocket Part to Frederick H. Miller & Alvin C. Harrell, 4B Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2002 Pocket Part to Frederick H. Miller & Alvin C. Harrell, 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2004 Supplements to Alvin C. Harrell & Frederick H. Miller, 4A, 4B, 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2005 Supplement to Alvin C. Harrell & Frederick H. Miller, 4A, 4B, 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2006 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4A Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2006 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4B Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2006 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4C Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2007 Supplement to 4A Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2007 Supplement to 4B Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2007 Supplement to 4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2009 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4A Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2009 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4B Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2009 Pocket Part to Alvin C. Harrell & Frederick H. Miller, 4C Vernon's Oklahoma Forms 2D [Commercial and Consumer Forms] (with Frederick H. Miller) (1999)

2009 Supplement to Alvin C. Harrell & Frederick H. Miller, The Law of Modern Payments Systems and Notes (with Frederick H. Miller) (1999)

4A Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

4B Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

4C Vernon's Oklahoma Forms 2d, Commercial and Consumer Forms (with Frederick H. Miller) (1999)

2001 Supplement to Bradford Stone ed., 13 West's Legal Forms [Commercial Transactions (Negotiable Instruments)] (with Frederick H. Miller) (1998)

2004 Supplement to Bradford Stone ed., 13 West's Legal Forms [Commercial Transactions (Negotiable Instruments)] (with Frederick H. Miller) (1998)

2005 Supplement to Bradford Stone ed., 13 West's Legal Forms [Commercial Transactions (Negotiable Instruments)] (with Frederick H. Miller) (1998)

Consumer Law: Cases, Problems, and Materials (with Frederick H. Miller and Daniel J. Morgan) (1998)

Report of the Uniform Commercial Code Task Force on State Certificate of Title Laws (1998)

Truth in Lending (1998)

2007-08 Pocket Part to Bradford Stone ed., 12 West's Legal Forms [Commercial Transactions] (Sale of Goods) (with Frederick H. Miller) (1997)

2007-08 Pocket Part to Bradford Stone ed., 12A West's Legal Forms [Commercial Transactions] (Sale of Goods/Lease of Goods) (with Frederick H. Miller) (1997)

2008-09 Pocket Part to Bradford Stone ed., 12 West's Legal Forms [Commercial Transactions] (Sale of Goods) (with Frederick H. Miller) (1997)

2008-09 Pocket Part to Bradford Stone ed., 13 West's Legal Forms [Commercial Transactions] (Negotiable Instruments) (with Frederick H. Miller) (1997)

2009 Pocket Part to Bradford Stone ed., 12A West's Legal Forms [Commercial Transactions] (Sale of Goods/Lease of Goods) (with Frederick H. Miller) (1997)

Chartering Alternatives and Operating Strategies for Consumer Financial Services Providers (1996)

The Basic Law of Bank Accounts (1996)

Oklahoma Code Comments to Revised UCC Articles 8 and 9, OKLA. STAT. ANN. tit. 12A, §§ 8-101 to 8-511 nn. & §§ 9-103.1 to 9-312 nn. (with Frederick H. Miller et al.) (1995)

1996 Supplement to Alvin C. Harrell et al., The Law of Personal Property Secured Transactions (with Frederick H. Miller and William E. Carroll) (1994)

The Law of Personal Property Secured Transactions (with Frederick H. Miller and William E. Carroll) (1994)

The Law of Modern Payments and Notes (with Frederick H. Miller) (1992)

The Law of Personal Property Secured Transactions Under The Uniform Commercial Code and Related Laws (with Frederick H. Miller and William E. Carroll) (1992)

Practitioner's Guide To The Oklahoma Uniform Consumer Credit Code (with Frederick H. Miller et al.) (1990)

1987 Supplement to Chapters 11 and 12, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual (1986)

1988 Supplement to Chapters 11 and 12, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual (1986)

1989 Supplement to Chapters 11 and 12, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual (1986)

Consumer Law: Problems and Materials (with Frederick H. Miller and Daniel J. Morgan) (1986)

Law of Modern Payment Systems and Notes (with Frederick H. Miller) (1985)

1984 Supplement to Chapters 11 and 12, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual (1983)

1985 Supplement to Chapters 11 and 12, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual (1983)

2010 Supp. & pocket part to Commercial and Consumer Forms, 4A, 4B, and 4C (with Frederick H. Miller), in Vernon's Oklahoma Forms 2D Chapters 1-11 (2010)

2010 Supplement to DOCUMENTS OF TITLE [AND] LETTERS OF CREDIT, COMMERCIAL TRANSACTIONS (with Frederick H. Miller), §§ 1.1 - end (2010)

2010 Supplement to NEGOTIABLE INSTRUMENTS, COMMERCIAL TRANSACTIONS (with Frederick H. Miller), in 13 West’s Legal Forms §§ 1.1 - 13.1 (2010)

Introduction to the Compendium: The State of CT Laws, in Task Force on State Certificate of Title Laws, ABA Compendium of State Certificate of Title Laws (2009)

2009 Supplement to Ralph J. Rohner & Frederick H. Miller, in Truth in Lending (2000)

Deposit Insurance in the United States, Joseph J. Norton ed., in Yearbook of International Financial and Economic Law 1996 (1998)

Wholesale Funds Transfer - UCC, in Joseph J. Norton ed., in Cross-Border Electronic Banking Challenges and Opportunities 191-202 (1995)

Bank Accounts, in Bender's Banking Law Manual, 12-1 to 12-57 (1994)

Deposit Insurance Reform Issue and Implications for the Structure of the American Financial System, J.J. Norton et al. eds., in International Banking Regulation and Supervision: Change and Transformation in the 1990s 305-75 (1994)

Negotiable Instruments, Payment Transactions, and Bank Collections, in Bender's Banking Law Manual (1994)

Oil and Gas Lending, Alvin C. Harrell ed., in Secured Transactions Under the Uniform Commercial Code 274-92 (1994)

Multistate Concerns: Choice of Law Problems and Related Concerns in the Perfection of Security Interests, in Joseph J. Norton et al., in Commercial Finance Guide 29-1 to 29-75 (1990)

A View From the S&L Industry: Comment on Edward J. Kane, in Melanie S. Tammen ed., in Behind The S&L Debacle 14-17 (1989)

Negotiable Instruments and Bank Collections, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual 11-1 to 11-52 (1986)

Negotiable Instruments and Bank Collections, in Joseph J. Norton & Sherry C. Whitley, Banking Law Manual 12-1 to 12-69 (1986)